NBTF serves those who sacrifice for our nation, the United States of America. A NOT-FOR-PROFIT (Non-Profit) organization supplies the life and health insurance needs to the defenders of America, known as "Emergency Responder." NBTF's core groups consist of Police, Fire, EMS, and Military. NBTF protects and preserve the current and future prosperity of the high-risk occupations, which also includes civilian private-sector enterprises (small/medium businesses).