We provide financing options (e.g., loan products) to consumers via a nationwide network of home improvement contractors. The contractor is able to offer our financing product to their customers as a way to help more consumers afford the product/service the contractor is selling (a new furnace, roof, air conditioner, solar panels, etc.). We provide a service to both the contractor (sell more products) and consumers (cost effective way to pay for home improvements) in a seamless process that fully integrated into the home improvement contractors selling process. All done instantly and electronically (no physical paper exchanged).