To give us an idea of the overall feeling of your brand, let us know which styles you lean towards
Based on what I've seen so far, some general comments.
The word "Kernel" tries to link with the target audience in 2 slightly different ways.
(1) "Kernel" is a key component of Operating Systems, the "core". This tried to connect with software developers, systems engineers, etc.
(2) "Kernel" also refers to a seed (or a part of a seed). The idea is to imply "planting seeds" leading to "financial growth".